Why obtain an appraisal from Goddard Companies, Inc.?

Thousands of people in Georgia purchase, sell or refinance their home each year. Many of these transactions include a simple line item for an appraisal. While there are a budding number of automated home valuation methods that might seem more prudent than an appraisal, almost all lenders still call for a local expert because the stakes are so high. You might assume that getting a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a certified, independent real estate professional could be beneficial.


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Let Goddard Companies, Inc. help you dispute your tax assessment in Barrow County

It's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your house, so if values have gone down in your area, you can appeal your assessment and save money. When building your case, an appraisal from Goddard Companies, Inc. is your best evidence. We're equipped to assist you in disputing your tax assessment.

Let Goddard Companies, Inc. help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Goddard Companies, Inc. will provide you with a statement regarding the value of your home. The price you paid for the home valuation can generally be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Goddard Companies, Inc. will help you settle a divorce with less stress

A divorce is often complicated by the difficult decision of who maintains the house, and it can be a particularly traumatic event for both parties. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from Goddard Companies, Inc., regardless of the circumstances.

If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Goddard Companies, Inc. assist you in relocating to or from Barrow County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any new sales or listings in their area that they want considered during our intensive process.

Don't sell out short or let your home stay on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.